OTP SZÉP Card — Interface Integration and Protocol Analysis Service

Focused on mobile app protocol analysis, transactions and balance APIs, point-of-access mapping and compliant delivery for SZÉP Card in Hungary.

Delivery typically 5–12 business days • Starting at $300
OpenData · Protocol Analysis · Compliance Delivery

Connect OTP SZÉP Card data and capabilities securely to your systems

We provide enterprise-grade protocol and API-level integration for OTP SZÉP Card, merchant/employee card access, QR and virtual card payments bridging, transaction export and reconciliation, and compliant logging and reporting delivery.

Card balance & balance inquiries — Real-time or scheduled balance checks, transaction history and two-year unused benefit balances, with time windows and pagination.
QR/Virtual card payments integration — Support for virtual card issuance, QR payments, issuing/receiving callbacks, merchant settlements and revenue sharing rules.
Employee benefits management API — Attendance, benefits allocation, merchant directory and offers management APIs.
Advances & credit products access — Support for salary advances, installments and rate calculations with compliance guidance.

What we deliver

Standard Deliverables

  • Protocol analysis report (authentication, session management, endpoints)
  • OpenAPI / Swagger specifications and sample data
  • runnable backend code (Node.js / Python) with auth and fetch logic
  • Webhook / callback and retry mechanism implementation
  • Automated test scripts, Postman collection and acceptance criteria
  • Compliance guidance (data minimization, privacy, GDPR / LGPD guidelines)

Interface Example — Transaction Query (pseudo-code)

// Pseudo: fetch welfare transactions for a period
POST /api/v1/otp/transactions
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  "card_number": "1234-5678-9012-3456",
  "from_date": "2025-01-01",
  "to_date": "2025-10-31",
  "page": 1,
  "page_size": 50
}

Response 200 OK
{
  "status": "OK",
  "card": {"last4":"3456","balance":75430},
  "benefits":{
     "meal_credit":80.00,
     "food_credit":40.50
  },
  "updated_at":"2025-10-01T09:20:00Z"
}

// Issue a QR payment (example)
POST /api/v1/otp/payments/qr
{
  "merchant_id":"M_987",
  "amount":25.00,
  "currency":"BRL",
  "context":"meal"
}

Response: {"qr_code":"data:image/png;base64,...","expires_in":300}

Key Integration Scenarios

Batch balance syncing, welfare transaction details, merchant QR acceptance SDK, employee attendance punching, salary advances, and rewards redemption with reconciliation reporting.

API Integration Quick Guide

  1. Confirm target scenarios (balance queries / transaction details / merchant lookup).
  2. Protocol assessment (2–5 business days) covering authentication, callbacks, and signing types (OAuth2 / JWT / API Key / HMAC).
  3. Develop and test: build runnable APIs, webhooks and SDKs (3–10 days, depending on complexity).
  4. Deliver OpenAPI docs, deployment scripts and operational guidance.

Notes: We work strictly on client-authorized or public/partner APIs; if reverse engineering is required, we’ll confirm legal boundaries with the client and sign necessary agreements.

About Us

We are a tech studio focused on mobile app protocol analysis and authorization API integration. Our team has extensive experience in payments, banking and data compliance, delivering OpenData/OpenFinance interfaces with secure, auditable outcomes.

  • Supports Android / iOS protocol recreation and API layer implementation
  • Deliver runnable Node.js / Python services with SDKs
  • Compliance-first: GDPR, local privacy laws, and security best practices
  • Transparent pricing: starting at $300, with pay-after-delivery options

Contact

Ready to start? Please visit our contact page and submit target App package name and integration needs.

Visit Contact

Collaboration Process (Summary)

  1. Submit target App name and requirements.
  2. Feasibility and initial protocol assessment (2–4 business days).
  3. Development and internal validation (3–10 business days).
  4. Deliver source code, OpenAPI docs and test cases; implement changes within 5 business days if needed.
📱 OTP SZÉP Card – Full App Features (folded) — Source

Welcome to OTP SZÉP Card! This app serves as the digital wallet for managing welfare benefits in Hungary. It allows users to view their current balance and transactions, apply for transfer advances, and access a wallet with a single sign-on.

Key capabilities include:

  • Promotions, cashback and discounts — earn rewards with partner merchants
  • Time tracking and attendance via mobile
  • Balance and transaction history — real-time balance and spend details
  • Virtual cards and QR payments — generate virtual cards for online payments and QR-based offline payments
  • Merchant guide — map and categorize merchants accepting welfare cards
  • Transaction alerts, budgeting tools and category statistics
  • Credit products and loan options with terms and approval status
  • Support contacts and 24/7 helplines

Note: The above content is a translated summary of the original app features for integration reference.